Whether you're looking for Checking, Savings, or a Money Market Account, AmericaUnited Bank has an account for you! Learn more about our accounts from the convenience of your personal computer, or call your local Branch and speak with a Financial Services Representative today!
Freedom Checking Account
This checking account offers a competitive rate.
- Minimum balance to open $200.00
- Interest earned on collected balance and credited monthly
- No monthly handling charge
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Unlimited checkwriting
Freedom Savings Account
This statement savings account offers a competitive rate.
- Minimum balance to open $200.00
- Interest earned on collected balance and credited monthly
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Monthly handling charge
- Minimum balance of $200.00 and above - no quarterly handling charge
- Minimum balance of $199.99 and below - $5.00 monthly handling charge
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Excessive withdrawal fee
- $1.00 for withdrawals in excess of six per statement cycle
- Rates
Savings Accounts are limited by Federal Law to six preauthorized transactions per four week or similar period (checks, telephone, wire or ACH transfers). Excessive withdrawals may require that the account be closed. Unlimited in person withdrawals.
Youth Savings Account
This Youth Savings account is designed for a person under the age of 18. Designed for parents who want to begin teaching their children the value of savings at an early age.
- Minimum balance to open $50.00
- Interest earned on collected balance and credited quarterly
- You must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield
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Quarterly handling charge
- Minimum balance of $50.00 and above - no quarterly handling charge
- Minimum balance of $49.99 and below $6.00 quarterly handling charge
- Excessive withdrawal
fee
- $1.00 for withdrawals in excess of nine (9) per quarter
- Rates
Savings Accounts are limited by Federal Law to six preauthorized transactions per four week or similar period (checks, telephone, wire or ACH transfers). Excessive withdrawals may require that the account be closed. Unlimited in person withdrawals.
Freedom Money Market AccountThis account is designed for individuals who wish to earn competitive money market interest rates, while maintaining immediate access to their funds.
- Minimum balance to open $2,500.00
- Interest will be compounded monthly and will be credited to the account monthly
- You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield
- Monthly handling
charge
- Minimum balance of $2,500.00 and above - no monthly handling charge.
- Minimum balance of $2,499.99 and below - $25.00 monthly handling charge.
- Rates
Money Market Accounts are limited by Federal Law to six preauthorized transactions per four week or similar period (checks, telephone, wire or ACH transfers). Additional withdrawals are charged $15. Excessive withdrawals may require that the account be closed. Unlimited in person withdrawals.
Our Benefit Checking Account offers many great benefits and great value:
- ATM/Debit Card available
- On-line checking access available
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Monthly Fee
- Minimum balance of $100.00 will avoid a monthly fee.
- You must maintain a $1000 minimum balance in the account each day to obtain the disclosed annual percentage yield
- First order of special member checks will be imprinted with your name and address at no cost to you
- Unlimited checkwriting - no per check charges
- Bonus Travel
- Saver's Club
- Payment Card Protection
- Maturities range from six months to four years.
- Interest will be compounded quarterly and will be credited quarterly. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
- You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
- Minimum deposit of $1,000.00 is required to open a CD.
- Substantial interest penalty applies to an early withdrawal.
- Rates
- Maturities range from six months to four years.
- Interest will be compounded quarterly and will be credited quarterly. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
- You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
- Minimum deposit of $1,000.00 is required to open an IRA.
- Substantial interest penalty applies to an early withdrawal.
- IRAs are insured separately from other bank deposits up to $250,000.00 through the FDIC.
- IRAs offered:
- Roth IRA
- Traditional IRA
- Coverdell Education Savings Account
- Simplified Employee Pensions (SEPs)
- Rates
- Conventional - variety of programs available
- Adjustable Rate Mortgage
- Fixed Rate Mortgage
- Government Assisted Financing
- No Cost Prequalification
- Obtain daily or historical balance information
- Transfer funds between your AmericaUnited accounts
- Download transactions for automatic reconciliation
- Communicate with the bank via email
- More Details
- Make account balance inquiries
- Verify electronic transactions
- Transfer funds
between your AmericaUnited accounts - See below for transfer authorization
Call a Financial Services Representative at your local branch or stop by for additional information on the Tel-A-Bank funds transfer option.
AmericaUnited offers a wide variety of safe deposit box sizes at all locations. The rental fee is assessed on an annual basis and may be debited from your AmericaUnited checking account. Receive a $5.00 discount when the annual rental fee is automatically deducted from an AmericaUnited Bank account.
Size Rental Fee 10x10 $125.00 5x10 $85.00 3x10 $60.00 5x5 $50.00 3x5 $35.00 Key Deposit $25.00 - Replacement fee of $25.00 is charged for lost keys
- A fee of $125.00 is assessed should the box need to be drilled
- Sizes subject to availability
AmericaUnited offers the following Land Trust Services to meet the needs of our customers:
- Estate Planning
- Property Transfers and
- Group Ownership of Real Estate
Please call our Land Trust Department at 847-882-4000 for more information.
Direct Deposit is a safe and secure way to have your money deposited directly into your checking or savings account. The most common use of direct deposit is for payroll and Social Security checks. Direct deposit is so reliable, your money will be immediately available on payday without making a trip to the bank!
Signing up for Direct Deposit is easy. Simply let your employer's payroll department know that you would like to have your check directly deposited into your AmericaUnited account. For Government checks, stop by an AmericaUnited location to complete a brief authorization form.
Apply for Social Security Direct Deposit online at www.ssa.gov or call 1-800-772-1213.
www.deluxe-check-order.com Click here to reorder checks from Deluxe
With AmericaUnited's Certificates of Deposit, you have the freedom to choose the amount of money you want to invest and the length of time you want to invest it. AmericaUnited Bank offers investors competitive yields with minimum risk.
Individual Retirement Accounts (IRAs) allow qualifying individuals to set aside a portion of their annual income on a tax deferred basis. Planning for retirement is easy with AmericaUnited Individual Retirement Accounts. To open an IRA, call a Financial Services Representative at your local Branch.
Whether you are looking for a different vehicle or want to make improvements on your home, AmericaUnited Bank is here to help you. We offer a variety of loans to help meet your financial needs. For more information, please call your local Branch or stop by and visit with a Financial Services Representative. You can also E-mail us at newaccounts@aubt.com
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AmericaUnited offers complete financing services on all types of automobiles, including both new and late model used cars. Our loan calculator can help you determine monthly payment plans. |
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If you are a homeowner and need a loan for debt consolidation, home improvement, college tuition or any other reason, an AmericaUnited Home Equity Loan may be your best way to borrow money. At AmericaUnited we have a variety of Home Equity Loan options to choose from. Call one of our consumer loan specialists for complete details. The interest you pay may be tax deductible (consult your tax advisor for details). Use our loan calculator to help figure the equity in your home. |
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Whether you are buying a home or refinancing an existing mortgage, AmericaUnited will make it simple for you. With our wide variety of loan options we welcome the opportunity to assist you in determining the best financing available in the mortgage market including but not limited to the following: Call our mortgage
specialists for more information
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On line banking is an Internet-based, interactive banking solution that allows you to access your AmericaUnited bank accounts from the convenience of your home or office.
The AmericaUnited Debit Card works like a check at retail stores where the MasterCard symbol is displayed and allows you to obtain cash at thousands of ATM locations 24 hours a day, 7 days a week. If you need to report your lost or stolen MasterMoney Debit Card, call 1-847-882-6250 and select Option #4.
The Tel-A-Bank phone banking system is an easy and convenient way to access your accounts 24-hours a day. It provides account information for those times computer access is not available. Call (847) 882-6250 and let the system's automated menu walk you through these Tel-A-Bank options:
